Find out how a tax-free childcare account can help to pay towards early years' childcare, breakfast clubs, after-school clubs, and holiday clubs for school-age children
What is it?
Up to £2,000 per year towards childcare costs 0 to 11-year-olds with a tax-free childcare account.
A Government top-up scheme for working families.
For every £8 you pay in the government will add in an extra £2. Up to £2,000 per child per year. Or for children aged 0-16 with Special Educational Needs or Disability (SEND) you can receive up to £4,000 per year.
Is it for me?
You, and any partner, must both be working and each expect to earn the equivalent of 16 hours a week at the national minimum or living wage, and each earn less than £100,000 a year.
If you, or your partner, are on maternity, paternity or adoption leave, or you're unable to work because you are disabled or have caring responsibilities, you could still be eligible.
You can use Tax-Free Childcare at the same time as:
- 15 hours funded childcare
- 30 hours funded childcare
You can't use it with:
- Universal Credit
- Tax Credits
- Childcare Vouchers (closed to new entrants)
If your child is disabled
You can use the extra money you get to help pay for more hours of childcare.
You can also use it to help pay your childcare provider so they can get specialist equipment for your child, such as mobility aids.
How do I find out more information?
Find out more on the Government's Best Start in Life parent hub
How do I apply?
Applications can be made at Apply for tax-free childcare (GOV.UK)
Where can I use the funding?
You can use Tax-Free Childcare all year round to spend on regulated childcare, such as:
- Childminders, nurseries and nannies
- Before and after-school clubs and holiday clubs
You can find a provider near you on our Find Childcare page