Pension Credit gives you extra money to help with your living costs if you’re over State Pension age and on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.
You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.
Pension Credit is separate from your State Pension.
You can get Pension Credit even if you have other income, savings or own your own home.
Check when you reach the state pension age to qualify for Pension Credit
For further information or to start your claim visit the Pension Credit pages on GOV.UK (opens in new tab)
Other help if you get Pension Credit:
If you get Pension Credit you can also get other help, such as:
- Housing Benefit if you rent the property you live in
- Cold Weather Payments (or Winter Heating Payments in Scotland)
- Support for Mortgage Interest if you own the property you live in
- a Council Tax Reduction
- a free TV licence if you’re aged 75 or over
- help with NHS dental treatment, glasses and transport costs for hospital appointments, if you get the Guarantee Credit part of Pension Credit
- help with your heating costs through the Warm Home Discount Scheme
- a discount on the Royal Mail redirection service if you’re moving house