Managing your money can feel overwhelming, especially when you're on a low income — but even small steps can make a big difference.
This page brings together practical ways to save, reduce your household bills, and access help that’s available locally and nationally. Whether you’re looking to start a savings pot, compare costs, cut your energy usage, or find support services in your local area, you’ll find straightforward guidance and trusted resources to help you stay in control of your finances.
On this page
- Open a savings account
- Make savings
- Help to save scheme
- Reduce your bills
- Find local advice centres and services
Open a savings account
For lots more information on choosing a saving account that’s the best deal for you and right for your needs, see below. Clockwise Credit Union also provide savings accounts:
Top tips for choosing a savings account - MoneyHelper
Some banking apps can help you with saving. As well as being a great way to keep track of your money, some have a facility so you can round up the change from each time you buy something into a savings pot, to help you reach your saving goals.
Make savings
Compare and switch bill providers
Such as phone, insurance, broadband etc, to get the best deal (except for gas and electricity):
Ofcom - Use an Ofcom-accredited price comparison site to find the best deal
Comparethemarket - is a UK-based price comparison website that helps consumers find deals on insurance, utilities, and financial products.
Uswitch.com - Price comparison and switching website that helps consumers compare deals on energy, broadband, mobile, and financial products.
Save money on household bills
Your Notts Directory Prioritise and Reduce Your Bills
How to save money on your energy bills - Energy Saving Trust
How to save money on household bills - MoneyHelper
Electricity consumption around the home information booklet
Do a money makeover
Taking a day to cut your bills saves many people £1,000s over the year. And unless you earn £100,000s, doing a money makeover can be the next best way of putting some extra aside – something that's really important during this cost of living crisis. So check your bills NOW and see if you can save £100s on broadband, mobiles, food and more by working through your finances one-by-one to ensure you've the best deal on everything.
Do a money makeover - Money Saving Expert
Food costs
Your Notts Directory Food and Food Support - Find information on food banks, social eating projects, reduced cost food and household support vouchers.
Cooking on a budget | British Dietetic Association (BDA) - Lots of budget recipe websites – check for ones that have been costed (even if they say ‘budget’), and preferably recently updated.
Tips on saving on fuel/travel
Your Notts Directory Travel For Less
Find Free stuff!
Help to Save Scheme
A Government scheme for those on Universal Credit or Working Tax Credits
Save up to a max of £50 a month and get a matched bonus of 50% after two years, of the highest amount you saved. You don’t have to pay in every month.
Reduce your bills
Visit the Your Notts Directory Prioritise and Reduce Your Bills page for more information.
Find local advice centres and services
Please visit our Where To Find Money Help & Advice for advice centre contact information or to find local support services.